The process of buying a home usually starts online. With Zillow, Redfin, Trulia and Realtor.com at our fingertips, we have access to viewing hundreds of houses throughout Monterey County. This is an exciting time, as you thumb through property descriptions and photos, trying to figure out your likes and dislikes.
Visiting open houses during the weekends are usually next on the agenda. Although, in today’s competitive market, it’s imperative that you take action before your favorite house is no longer available. With that said, as a licensed Real Estate Agent, I have the privilege of pre-scheduling private showings on your behalf.
So why wait? Let’s start visiting home’s today.
The process of buying real estate includes many details. Here are just a few of the details I will personally walk you through:
Application for Loan Approval.
(With Licensed Loan Officer)
Finding you the Perfect Home.
Strategizing & Submitting an Offer(s).
Negotiating the Best Deal.
Coordinating Inspections and helping you identify any property issues.
And so much more!!!
The answer is, yes.
This is absolutely the first step you should take, unless you’re planning to buy with cash. A mortgage lender will help you identify whether you currently qualify for a home loan, or what improvements you need to make in order to do so.
The qualification process includes many factors, such as; your current income, work history, credit rating, and debts, just to name a few…
By the way, not all lenders are created equal. I have found that many lenders do not operate under the same rules. So finding the right lender for your specific needs is an important factor.
With that said, I would personally like to connect you with a trusted lender that can guide you through the home loan process.
